.hd_format {
	background-position: center top;
	margin: 0px;
	width: 800px;
	background-color: #FFFFFF;
	height: 215px;
	background-image: url('images/template_02.gif');
	background-repeat: repeat-x;
	background-attachment: scroll;
	top: 0px;
	right: 0px;
	bottom: 0px;
	left: 0px;
}
.page {
	margin: 0;
	background-image: url('images/background.gif');
	top: 0px;
	right: 0px;
	bottom: 0px;
	left: 0px;
}
.main_area {
	margin-top: 0px;
	float: left;
	height: 100%;
	background-color: #FFFFFF;
	background-image: url('images/template_03.gif');
	background-repeat: repeat-y;
	background-attachment: scroll;
	background-position: left top;
	padding-left: 100px;
	width: 700px;
	top: 0px;
	right: 0px;
	bottom: 0px;
	left: 0px;
}
.footer {
	text-align: center;
	font-family: Verdana;
	font-size: small;
	font-weight: bold;
	color: #104C33;
	border-style: ridge none none none;
	border-width: thin;
	border-color: #104C33;
	vertical-align: top;
	margin-top: 10px;
}
.menu {
	text-align: left;
	border-bottom-style: solid;
	border-bottom-width: thin;
	border-top-color: #104C33;
	height: 20px;
	vertical-align: baseline;
	margin-top: 15px;
}
.main_text {
	text-align: left;
	font-family: Verdana;
	font-size: 10pt;
	font-weight: normal;
	margin-right: 15px;
}
.pagetitles {
	color: #104C33;
	font-family: Verdana;
	font-size: medium;
	font-weight: bold;
}
.bullet_list {
	text-align: left;
	font-family: Verdana;
	font-size: 10pt;
	font-weight: normal;
	margin-right: 15px;
	margin-bottom: 3px;
	margin-left: 25px;
}
.highlight_text {
	text-align: center;
	font-family: Verdana;
	font-size: 10pt;
	font-weight: bold;
	margin-right: 15px;
	color: #DFBF34;
	background-color: #104C33;
	line-height: 16pt;
}
.indented_text {
	text-align: left;
	font-family: Verdana;
	font-size: 10pt;
	font-weight: normal;
	margin-right: 15px;
	margin-left: 40px;
}
.centered_text {
	text-align: center;
	font-family: Verdana;
	font-size: 10pt;
	font-weight: normal;
	margin-right: 15px;
}